What is the best year for a Toyota RAV4?

The 2022 RAV4 is the standout used buy. It marks the first fully settled year of the fifth generation after a turbulent launch window — complaints dropped from 865 in 2019 to just 127 in 2022, with a 10/10 NHTSA safety score and only 13 severe issues. The 2022–2023 range is reliably strong. Be cautious with 2019–2021 models, which carried elevated complaint counts as Toyota worked through early fifth-gen issues.

How much does Toyota RAV4 insurance cost?

RAV4 insurance averages around $1,990/year, or about $166/month — nearly identical to the Honda CR-V and toward the lower end for compact SUVs. The RAV4's broad popularity means insurers price it competitively. Rates vary by trim, location, and driver history, but the RAV4 is consistently an affordable quote across most profiles.

Is the Toyota RAV4 or Honda CR-V cheaper to maintain?

The difference is minimal — the RAV4 averages $429/year versus $407/year for the CR-V, a gap of about $22 annually. Over five years that's roughly $110. Both are class leaders in maintenance cost. The CR-V scores slightly higher on reliability (9 vs. 8), but the RAV4's lower repair frequency (26% vs. 30%) means fewer unscheduled trips to the shop. Either is a sound long-term ownership choice.

Should I buy an extended warranty for a Toyota RAV4?

Probably not for most buyers. The RAV4's major repair probability of 10% sits just below the compact segment average, and its 8/10 reliability score reflects a vehicle that holds up well with normal maintenance. If you're purchasing a 2019–2021 model used — which carried above-average complaints during the fifth generation's early years — adding powertrain coverage is a reasonable precaution. For 2022 and newer, the reliability case for an extended warranty is weak.

Is the Honda CR-V expensive to maintain?

The CR-V averages $407/year in maintenance costs — $114 below the compact segment average of $521. Its 9/10 reliability score and 9% major repair probability are both better than the class averages of 8 and 11% respectively. Repair frequency of 30% matches the segment average, but the combination of low cost per visit and a below-average major-repair risk makes it the strongest long-term ownership value in the compact class.

What is the best year for a Honda CR-V?

The 2022 CR-V is the strongest used buy. It sits at the mature end of the fifth generation — after Honda resolved the early oil dilution complaints that plagued 2017–2019 models — with just 216 complaints and only 8 severe issues on record. The 2020–2022 range is generally clean. Strongly avoid the 2017–2018 model years; they generated over 1,700 and 2,000 complaints respectively, driven by a well-documented 1.5T engine oil dilution problem.

How much does Honda CR-V insurance cost?

The CR-V averages about $1,951/year to insure — roughly $163/month. That's among the lower rates in the compact SUV class, reflecting its strong safety scores and moderate repair costs. Actual rates vary by trim, model year, and driver profile, but the CR-V is consistently a favorable quote for buyers prioritizing low total cost of ownership.

Is the Honda CR-V or Toyota RAV4 cheaper to maintain?

The CR-V and RAV4 are nearly identical in maintenance cost — $407/year versus $429/year — a difference of about $22 annually. Over five years that's roughly $110, which is negligible. The CR-V holds a slight reliability edge (9 vs. 8) and a lower major repair probability (9% vs. 10%), but both are among the most cost-efficient compact SUVs you can buy.

Should I buy an extended warranty for a Honda CR-V?

For most buyers, no. The CR-V's 9% major repair probability is below the compact class average, and its 9/10 reliability score means you're statistically unlikely to need expensive unscheduled repairs. The exception: if you're buying a used 2017–2019 model, coverage is worth taking seriously given the documented engine issues from that generation. For 2020 and newer, self-insuring is the smarter financial move.

Toyota RAV4 vs Honda CR-V

Two compact SUVs compared on the numbers that matter — maintenance cost, reliability, and insurance.

// VERDICT

Our verdict

Buy the Toyota RAV4 if its specific features or size suit your needs better.

Buy the Honda CR-V — lower 5-year cost and better reliability.

// COST HEAD TO HEAD

Maintenance and ownership cost

	Toyota RAV4	Honda CR-V
Annual maintenance	$429	$407winner
5-year total cost	$2,145	$2,035winner
Reliability score	8 / 10	9 / 10winner
Major repair risk (5yr)	10%	9%winner
Cargo space	70.4 cu ft	76.5 cu ftwinner
Starting price (new)	$34,800	$33,500winner
Best years to buy	2018, 2021, 2022	2013, 2014, 2015

// RELIABILITY

Which is more reliable?

	Toyota RAV4	Honda CR-V
RepairPal score	8 / 10	9 / 10winner
NHTSA complaints / 100k	89winner	190.9
Years to avoid	2012, 2013, 2014	2017, 2018, 2019
Value retained · 3 yr	94.5%winner	86.7%
Value retained · 5 yr	75%winner	71.1%
Value retained · 7 yr	62%winner	58%

// COMMON PROBLEMS

What breaks — and what it costs

	Toyota RAV4	Honda CR-V
Engine	15.5%winner	19.3%
Electrical	12.7%	8.7%winner
ADAS	9.7%winner	16.6%
Brakes	5.8%	4.0%winner
Suspension	2.9%	—winner
Steering	3.9%winner	11.6%
Fuel system	7.9%winner	8.1%
Tires/Wheels	2.1%	2.0%winner
Glass/Windows	5.1%	3.4%winner
Airbags	7.8%winner	8.1%
Seatbelt	—winner	1.0%

One major repair on either model can run $1,500–4,000. A warranty caps your exposure, especially on known problem years.

// INSURANCE

Which is cheaper to insure?

	Toyota RAV4	Honda CR-V
Avg annual premium	$1,990	$1,951winner

// FULL MODEL PAGES

GAS

Toyota RAV4

$429/yr maint · 8 reliability

Full model page

GAS

Honda CR-V

$407/yr maint · 9 reliability

Full model page

// FAQ

Common questions

The RAV4 costs around $429/year to maintain — $92 below the compact segment average of $521. Repair frequency of 26% is also below the class average of 30%, meaning fewer unscheduled shop visits than most rivals. Combined with an 8/10 reliability score and 10% major repair probability, it's one of the most economical compact SUVs to own over time.

How we calculated this. Maintenance costs and reliability scores from RepairPal. Complaints and recalls from NHTSA. Fuel economy from the EPA. Insurance averages from CarEdge. Pricing from KBB. Depreciation from iSeeCars. Full methodology →