Subaru Ascent vs Toyota Highlander
Two three-row SUVs compared on the numbers that matter — maintenance cost, reliability, and insurance.
// VERDICT
Our verdict
Buy the Subaru Ascent based on your priorities for this class.
Buy the Toyota Highlander based on your priorities for this class.
// COST HEAD TO HEAD
Maintenance and ownership cost
| Subaru Ascent | Toyota Highlander | |
|---|---|---|
| Annual maintenance | — | $489 |
| 5-year total cost | — | $2,445 |
| Reliability score | — | 8 / 10 |
| Major repair risk (5yr) | — | 13% |
| Cargo space | — | — |
| Starting price (new) | $40,795winner | $45,870 |
| Best years to buy | — | — |
// RELIABILITY
Which is more reliable?
| Subaru Ascent | Toyota Highlander | |
|---|---|---|
| RepairPal score | — | 8 / 10 |
| NHTSA complaints / 100k | — | 0 |
| Years to avoid | None identified | None identified |
| Value retained · 3 yr | — | 83.6% |
| Value retained · 5 yr | — | 63.7% |
| Value retained · 7 yr | — | 51.5% |
// COMMON PROBLEMS
What breaks — and what it costs
Problem data not yet available for this comparison.
One major repair on either model can run $1,500–4,000. A warranty caps your exposure, especially on known problem years.
// INSURANCE
Which is cheaper to insure?
| Subaru Ascent | Toyota Highlander | |
|---|---|---|
| Avg annual premium | — | $2,401 |
// FULL MODEL PAGES
// FAQ
Common questions
How we calculated this. Maintenance costs and reliability scores from RepairPal. Complaints and recalls from NHTSA. Fuel economy from the EPA. Insurance averages from CarEdge. Pricing from KBB. Depreciation from iSeeCars. Full methodology →