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Mazda CX-5 vs Toyota 4Runner

Two compact SUVs compared on the numbers that matter β€” maintenance cost, reliability, and insurance.

Buy the Mazda CX-5 β€” lower 5-year cost and better reliability.
Buy the Toyota 4Runner if its specific features or size suit your needs better.

Maintenance and ownership cost

Mazda CX-5Toyota 4Runner
Annual maintenance$447winner$514
5-year total cost$2,235winner$2,570
Reliability score9 / 10winner8 / 10
Major repair risk (5yr)8%winner13%
Cargo spaceβ€”90.2 cu ft
Starting price (new)$29,990winner$43,500
Best years to buyβ€”2024

Which is more reliable?

Mazda CX-5Toyota 4Runner
RepairPal score9 / 10winner8 / 10
NHTSA complaints / 100k106.665.7winner
Years to avoid2014, 20252023, 2025
Value retained Β· 3 yr78.5%93.3%winner
Value retained Β· 5 yr62.1%74.6%winner
Value retained Β· 7 yr53.2%64%winner

What breaks β€” and what it costs

Mazda CX-5Toyota 4Runner
Engine12.8%4.0%winner
Electrical23.1%6.4%winner
ADAS8.5%4.5%winner
Brakes7.6%winner8.7%
Suspensionβ€”winner3.1%
Steering2.0%winner7.4%
Fuel system1.6%winner4.8%
Tires/Wheels1.3%winner2.9%
Glass/Windows14.4%2.4%winner
Airbags1.6%winner36.2%
Lighting2.5%β€”winner

One major repair on either model can run $1,500–4,000. A warranty caps your exposure, especially on known problem years.

Which is cheaper to insure?

Mazda CX-5Toyota 4Runner
Avg annual premium$1,947winner$2,045

Common questions

The CX-5 averages $447/year in maintenance β€” $74 below the compact segment average of $521. Its 9/10 reliability score is above the class average, major repair probability of 8% is well below the 11% norm, and repair frequency of 28% is below the 30% class average. One of the strongest ownership-cost profiles in the compact class.
How we calculated this. Maintenance costs and reliability scores from RepairPal. Complaints and recalls from NHTSA. Fuel economy from the EPA. Insurance averages from CarEdge. Pricing from KBB. Depreciation from iSeeCars. Full methodology β†’