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Mazda CX-5 vs Subaru Ascent

Two compact SUVs compared on the numbers that matter β€” maintenance cost, reliability, and insurance.

Buy the Mazda CX-5 based on your priorities for this class.
Buy the Subaru Ascent based on your priorities for this class.

Maintenance and ownership cost

Mazda CX-5Subaru Ascent
Annual maintenance$447β€”
5-year total cost$2,235β€”
Reliability score9 / 10β€”
Major repair risk (5yr)8%β€”
Cargo spaceβ€”β€”
Starting price (new)$29,990winner$40,795
Best years to buyβ€”β€”

Which is more reliable?

Mazda CX-5Subaru Ascent
RepairPal score9 / 10β€”
NHTSA complaints / 100k106.6β€”
Years to avoid2014, 2025None identified
Value retained Β· 3 yr78.5%β€”
Value retained Β· 5 yr62.1%β€”
Value retained Β· 7 yr53.2%β€”

What breaks β€” and what it costs

Mazda CX-5Subaru Ascent
Engine12.8%β€”winner
Electrical23.1%β€”winner
ADAS8.5%β€”winner
Brakes7.6%β€”winner
Steering2.0%β€”winner
Fuel system1.6%β€”winner
Tires/Wheels1.3%β€”winner
Glass/Windows14.4%β€”winner
Airbags1.6%β€”winner
Lighting2.5%β€”winner

One major repair on either model can run $1,500–4,000. A warranty caps your exposure, especially on known problem years.

Which is cheaper to insure?

Mazda CX-5Subaru Ascent
Avg annual premium$1,947β€”

Common questions

The CX-5 averages $447/year in maintenance β€” $74 below the compact segment average of $521. Its 9/10 reliability score is above the class average, major repair probability of 8% is well below the 11% norm, and repair frequency of 28% is below the 30% class average. One of the strongest ownership-cost profiles in the compact class.
How we calculated this. Maintenance costs and reliability scores from RepairPal. Complaints and recalls from NHTSA. Fuel economy from the EPA. Insurance averages from CarEdge. Pricing from KBB. Depreciation from iSeeCars. Full methodology β†’