What is the best year for a Hyundai Palisade?

The Palisade's complaint counts have remained elevated across all model years. 2020 (504 complaints) was the worst, with gradual improvement since. The 2025 model (213 complaints, 10/10 safety, 9 severe) is the strongest year currently available as a used buy. Avoid early 2020-2021 production when possible — the trend is improving, but complaint levels across all years remain higher than most three-row rivals.

How much does Hyundai Palisade insurance cost?

Palisade insurance averages around $3,049/year — roughly $254/month. The highest insurance rate of any model in this dataset, well above the three-row class norm.

Is the Hyundai Palisade or Kia Telluride cheaper to maintain?

Maintenance cost data isn't available for the Kia Telluride, so a direct comparison isn't possible. Within the three-row class, the Palisade's $573/year sits exactly at the segment average.

Should I buy an extended warranty for a Hyundai Palisade?

Maintenance metrics are all at the segment average, which doesn't create a strong case for or against warranty on cost grounds alone. However, the Palisade's consistently elevated complaint counts — particularly around electronics and infotainment — make coverage worth considering for used buyers, as those systems carry significant repair costs outside of warranty.

Is the Toyota RAV4 expensive to maintain?

The RAV4 costs around $429/year to maintain — $92 below the compact segment average of $521. Repair frequency of 26% is also below the class average of 30%, meaning fewer unscheduled shop visits than most rivals. Combined with an 8/10 reliability score and 10% major repair probability, it's one of the most economical compact SUVs to own over time.

What is the best year for a Toyota RAV4?

The 2022 RAV4 is the standout used buy. It marks the first fully settled year of the fifth generation after a turbulent launch window — complaints dropped from 865 in 2019 to just 127 in 2022, with a 10/10 NHTSA safety score and only 13 severe issues. The 2022–2023 range is reliably strong. Be cautious with 2019–2021 models, which carried elevated complaint counts as Toyota worked through early fifth-gen issues.

How much does Toyota RAV4 insurance cost?

RAV4 insurance averages around $1,990/year, or about $166/month — nearly identical to the Honda CR-V and toward the lower end for compact SUVs. The RAV4's broad popularity means insurers price it competitively. Rates vary by trim, location, and driver history, but the RAV4 is consistently an affordable quote across most profiles.

Is the Toyota RAV4 or Honda CR-V cheaper to maintain?

The difference is minimal — the RAV4 averages $429/year versus $407/year for the CR-V, a gap of about $22 annually. Over five years that's roughly $110. Both are class leaders in maintenance cost. The CR-V scores slightly higher on reliability (9 vs. 8), but the RAV4's lower repair frequency (26% vs. 30%) means fewer unscheduled trips to the shop. Either is a sound long-term ownership choice.

Should I buy an extended warranty for a Toyota RAV4?

Probably not for most buyers. The RAV4's major repair probability of 10% sits just below the compact segment average, and its 8/10 reliability score reflects a vehicle that holds up well with normal maintenance. If you're purchasing a 2019–2021 model used — which carried above-average complaints during the fifth generation's early years — adding powertrain coverage is a reasonable precaution. For 2022 and newer, the reliability case for an extended warranty is weak.

Hyundai Palisade vs Toyota RAV4

Two three-row SUVs compared on the numbers that matter — maintenance cost, reliability, and insurance.

// VERDICT

Our verdict

Buy the Hyundai Palisade if its specific features or size suit your needs better.

Buy the Toyota RAV4 — lower 5-year cost and better reliability.

// COST HEAD TO HEAD

Maintenance and ownership cost

	Hyundai Palisade	Toyota RAV4
Annual maintenance	$573	$429winner
5-year total cost	$2,865	$2,145winner
Reliability score	7 / 10	8 / 10winner
Major repair risk (5yr)	13%	10%winner
Cargo space	—	70.4 cu ft
Starting price (new)	$41,035	$34,800winner
Best years to buy	2022	2018, 2021, 2022

// RELIABILITY

Which is more reliable?

	Hyundai Palisade	Toyota RAV4
RepairPal score	7 / 10	8 / 10winner
NHTSA complaints / 100k	355.3	89winner
Years to avoid	2024, 2025, 2026	2012, 2013, 2014
Value retained · 3 yr	73.3%	94.5%winner
Value retained · 5 yr	54.7%	75%winner
Value retained · 7 yr	43.2%	62%winner

// COMMON PROBLEMS

What breaks — and what it costs

	Hyundai Palisade	Toyota RAV4
Engine	11.2%winner	15.5%
Electrical	4.7%winner	12.7%
ADAS	9.4%winner	9.7%
Brakes	14.6%	5.8%winner
Suspension	5.7%	2.9%winner
Steering	2.0%winner	3.9%
Fuel system	—winner	7.9%
Tires/Wheels	0.7%winner	2.1%
Glass/Windows	14.1%	5.1%winner
Airbags	4.6%winner	7.8%
Seatbelt	14.0%	—winner

One major repair on either model can run $1,500–4,000. A warranty caps your exposure, especially on known problem years.

// INSURANCE

Which is cheaper to insure?

	Hyundai Palisade	Toyota RAV4
Avg annual premium	$3,049	$1,990winner

// FULL MODEL PAGES

GAS

Hyundai Palisade

$573/yr maint · 7 reliability

Full model page

GAS

Toyota RAV4

$429/yr maint · 8 reliability

Full model page

// FAQ

Common questions

The Palisade costs $573/year to maintain — exactly at the three-row segment average. Repair frequency of 37% is slightly below the class average of 40%. Reliability score of 7 and major repair probability of 13% both match segment averages. Precisely average across all maintenance metrics — though its insurance cost stands well apart from the class.

How we calculated this. Maintenance costs and reliability scores from RepairPal. Complaints and recalls from NHTSA. Fuel economy from the EPA. Insurance averages from CarEdge. Pricing from KBB. Depreciation from iSeeCars. Full methodology →