What is the best year for a Hyundai Palisade?

The Palisade's complaint counts have remained elevated across all model years. 2020 (504 complaints) was the worst, with gradual improvement since. The 2025 model (213 complaints, 10/10 safety, 9 severe) is the strongest year currently available as a used buy. Avoid early 2020-2021 production when possible — the trend is improving, but complaint levels across all years remain higher than most three-row rivals.

How much does Hyundai Palisade insurance cost?

Palisade insurance averages around $3,049/year — roughly $254/month. The highest insurance rate of any model in this dataset, well above the three-row class norm.

Is the Hyundai Palisade or Kia Telluride cheaper to maintain?

Maintenance cost data isn't available for the Kia Telluride, so a direct comparison isn't possible. Within the three-row class, the Palisade's $573/year sits exactly at the segment average.

Should I buy an extended warranty for a Hyundai Palisade?

Maintenance metrics are all at the segment average, which doesn't create a strong case for or against warranty on cost grounds alone. However, the Palisade's consistently elevated complaint counts — particularly around electronics and infotainment — make coverage worth considering for used buyers, as those systems carry significant repair costs outside of warranty.

Is the Subaru Crosstrek expensive to maintain?

At $492/year the Crosstrek sits just $26 above the subcompact segment average of $466 — essentially at par on sticker cost. Where it distinguishes itself is frequency: a 13% repair rate versus the segment average of 20% means fewer unscheduled shop visits per year. Combined with a 7% major repair probability (below the 9% class average) and a 9/10 reliability score, it's a strong long-term ownership choice.

What is the best year for a Subaru Crosstrek?

The 2023 Crosstrek stands out with only 32 complaints, a 10/10 NHTSA safety score, and just 4 severe issues — the cleanest year in its recent history. Avoid the 2019 model, which had 276 complaints. The 2023–2025 window represents the most refined version currently available on the used market.

How much does Subaru Crosstrek insurance cost?

The Crosstrek averages about $1,968/year to insure — roughly $164/month — making it one of the more affordable subcompact SUVs to insure. Its strong safety ratings and low theft profile keep rates competitive across most driver profiles.

Is the Subaru Crosstrek or Honda HR-V cheaper to maintain?

The HR-V is cheaper by about $191/year — $301 versus $492 for the Crosstrek. The HR-V also leads on reliability (10 vs. 9) and major repair probability (5% vs. 7%). The Crosstrek's counterargument is standard AWD, which the HR-V doesn't offer — a meaningful difference depending on where and how you drive.

Should I buy an extended warranty for a Subaru Crosstrek?

Probably not. A 7% major repair probability and 13% repair frequency both sit below the subcompact segment average, and a 9/10 reliability score puts it in low-risk territory. If buying a 2019 model used, some coverage is worth considering given elevated complaints that year — otherwise, self-insuring makes more financial sense.

Hyundai Palisade vs Subaru Crosstrek

Two three-row SUVs compared on the numbers that matter — maintenance cost, reliability, and insurance.

// VERDICT

Our verdict

Buy the Hyundai Palisade if its specific features or size suit your needs better.

Buy the Subaru Crosstrek — lower 5-year cost and better reliability.

// COST HEAD TO HEAD

Maintenance and ownership cost

	Hyundai Palisade	Subaru Crosstrek
Annual maintenance	$573	$492winner
5-year total cost	$2,865	$2,460winner
Reliability score	7 / 10	9 / 10winner
Major repair risk (5yr)	13%	7%winner
Cargo space	—	54.7 cu ft
Starting price (new)	$41,035	$27,600winner
Best years to buy	2022	2021

// RELIABILITY

Which is more reliable?

	Hyundai Palisade	Subaru Crosstrek
RepairPal score	7 / 10	9 / 10winner
NHTSA complaints / 100k	355.3	74.9winner
Years to avoid	2024, 2025, 2026	2018, 2019, 2023
Value retained · 3 yr	73.3%	90.5%winner
Value retained · 5 yr	54.7%	71.2%winner
Value retained · 7 yr	43.2%	59.5%winner

// COMMON PROBLEMS

What breaks — and what it costs

	Hyundai Palisade	Subaru Crosstrek
Engine	11.2%	10.7%winner
Electrical	4.7%winner	10.1%
ADAS	9.4%winner	10.4%
Brakes	14.6%	1.6%winner
Suspension	5.7%	1.0%winner
Steering	2.0%winner	3.1%
Tires/Wheels	0.7%winner	2.2%
Glass/Windows	14.1%winner	33.0%
Airbags	4.6%	1.4%winner
Lighting	—winner	2.5%
Seatbelt	14.0%	—winner

One major repair on either model can run $1,500–4,000. A warranty caps your exposure, especially on known problem years.

// INSURANCE

Which is cheaper to insure?

	Hyundai Palisade	Subaru Crosstrek
Avg annual premium	$3,049	$1,968winner

// FULL MODEL PAGES

GAS

Hyundai Palisade

$573/yr maint · 7 reliability

Full model page

GAS

Subaru Crosstrek

$492/yr maint · 9 reliability

Full model page

// FAQ

Common questions

The Palisade costs $573/year to maintain — exactly at the three-row segment average. Repair frequency of 37% is slightly below the class average of 40%. Reliability score of 7 and major repair probability of 13% both match segment averages. Precisely average across all maintenance metrics — though its insurance cost stands well apart from the class.

How we calculated this. Maintenance costs and reliability scores from RepairPal. Complaints and recalls from NHTSA. Fuel economy from the EPA. Insurance averages from CarEdge. Pricing from KBB. Depreciation from iSeeCars. Full methodology →