What is the best year for a GMC Terrain?

The weakest years by those same measures are 2021, 2025, and 2026 — worth closer inspection before buying, not an automatic pass. Verdict: no standout year — any of the stronger years is a reasonable buy.

How much does GMC Terrain insurance cost?

Full-coverage insurance for the GMC Terrain averages $2,011 a year, about $168 a month (industry average). That is less than the compact segment average of $2,056. Actual rates vary by trim, location, and driving record — compare quotes before buying.

Is the GMC Terrain or Chevrolet Equinox cheaper to maintain?

Maintenance runs $558 a year on the GMC Terrain versus $537 on the Chevrolet Equinox. Reliability scores are 7.0/10 and 7.0/10. Unscheduled repairs average 0.26 versus 0.31 times per year. Verdict: the Chevrolet Equinox is the cheaper of the two to run.

Should I buy an extended warranty for a GMC Terrain?

The chance of a major repair in a given year is 17%, so roughly 83 in 100 owners will not face one — above the compact segment norm of 11%. Reliability sits at 7.0/10. Verdict: optional — worth it only if you want predictable costs.

Is the Honda CR-V expensive to maintain?

The CR-V averages $407/year in maintenance costs — $114 below the compact segment average of $521. Its 9/10 reliability score and 9% major repair probability are both better than the class averages of 8 and 11% respectively. Repair frequency of 30% matches the segment average, but the combination of low cost per visit and a below-average major-repair risk makes it the strongest long-term ownership value in the compact class.

What is the best year for a Honda CR-V?

The 2022 CR-V is the strongest used buy. It sits at the mature end of the fifth generation — after Honda resolved the early oil dilution complaints that plagued 2017–2019 models — with just 216 complaints and only 8 severe issues on record. The 2020–2022 range is generally clean. Strongly avoid the 2017–2018 model years; they generated over 1,700 and 2,000 complaints respectively, driven by a well-documented 1.5T engine oil dilution problem.

How much does Honda CR-V insurance cost?

The CR-V averages about $1,951/year to insure — roughly $163/month. That's among the lower rates in the compact SUV class, reflecting its strong safety scores and moderate repair costs. Actual rates vary by trim, model year, and driver profile, but the CR-V is consistently a favorable quote for buyers prioritizing low total cost of ownership.

Is the Honda CR-V or Toyota RAV4 cheaper to maintain?

The CR-V and RAV4 are nearly identical in maintenance cost — $407/year versus $429/year — a difference of about $22 annually. Over five years that's roughly $110, which is negligible. The CR-V holds a slight reliability edge (9 vs. 8) and a lower major repair probability (9% vs. 10%), but both are among the most cost-efficient compact SUVs you can buy.

Should I buy an extended warranty for a Honda CR-V?

For most buyers, no. The CR-V's 9% major repair probability is below the compact class average, and its 9/10 reliability score means you're statistically unlikely to need expensive unscheduled repairs. The exception: if you're buying a used 2017–2019 model, coverage is worth taking seriously given the documented engine issues from that generation. For 2020 and newer, self-insuring is the smarter financial move.

GMC Terrain vs Honda CR-V

Two compact SUVs compared on the numbers that matter — maintenance cost, reliability, and insurance.

// VERDICT

Our verdict

Buy the GMC Terrain if its specific features or size suit your needs better.

Buy the Honda CR-V — lower 5-year cost and better reliability.

// COST HEAD TO HEAD

Maintenance and ownership cost

	GMC Terrain	Honda CR-V
Annual repairs	$558	$407winner
5-year repair cost	$2,790	$2,035winner
Scheduled service (to 150k mi)	$8,013winner	$9,882
Reliability score	7 / 10	9 / 10winner
Major repair risk (5yr)	17%	9%winner
Cargo space	63.5 cu ft	76.5 cu ftwinner
Starting price (new)	$32,200winner	$33,500

// RELIABILITY

Which is more reliable?

	GMC Terrain	Honda CR-V
RepairPal score	7 / 10	9 / 10winner
NHTSA complaints / 100k	219.5	191.2winner
Strongest years	2016, 2017, 2023	2010, 2011, 2012
Weakest years	2010, 2011, 2013	2016, 2017, 2018
Value retained · 3 yr	74.3%	86.7%winner
Value retained · 5 yr	55.1%	71.1%winner
Value retained · 7 yr	44%	58%winner

// COMMON PROBLEMS

What breaks — and what it costs

	GMC Terrain	Honda CR-V
Engine	43.4%	22.9%winner
Electrical	6.0%winner	8.6%
ADAS	5.6%winner	16.8%
Brakes	5.7%	4.0%winner
Steering	1.8%winner	12.1%
Fuel system	3.8%winner	8.0%
Tires/Wheels	—winner	2.0%
Glass/Windows	14.3%	3.4%winner
Airbags	5.5%winner	8.0%
Lighting	2.7%	—winner

One major repair on either model can run $1,500–4,000. A warranty caps your exposure, especially on known problem years.

// INSURANCE

Which is cheaper to insure?

	GMC Terrain	Honda CR-V
Avg annual premium	$2,011	$1,951winner

// FULL MODEL PAGES

GAS

GMC Terrain

$558/yr maint · 7 reliability

Full model page

GAS

Honda CR-V

$407/yr maint · 9 reliability

Full model page

// FAQ

Common questions

The GMC Terrain averages $558 a year in maintenance. That is $37 above the compact segment average of $521. Owners bring it in for unscheduled repairs an average of 0.26 times per year, below the compact segment at 0.3. Its reliability score is 7.0/10. Verdict: costlier than the segment, budget accordingly.

How we calculated this. Repair costs, reliability scores, and maintenance schedules from RepairPal. Complaints and recalls from NHTSA. Fuel economy from the EPA and fuel prices from the EIA. Insurance averages from CarEdge. Pricing from KBB. Depreciation from iSeeCars. Full methodology →