GMC Acadia vs Toyota 4Runner
Two three-row SUVs compared on the numbers that matter — maintenance cost, reliability, and insurance.
// VERDICT
Our verdict
Buy the GMC Acadia if its specific features or size suit your needs better.
Buy the Toyota 4Runner — lower 5-year cost and better reliability.
// COST HEAD TO HEAD
Maintenance and ownership cost
| GMC Acadia | Toyota 4Runner | |
|---|---|---|
| Annual maintenance | $734 | $514winner |
| 5-year total cost | $3,670 | $2,570winner |
| Reliability score | 6 / 10 | 8 / 10winner |
| Major repair risk (5yr) | 19% | 13%winner |
| Cargo space | — | 90.2 cu ft |
| Starting price (new) | $43,800 | $43,500winner |
| Best years to buy | — | 2024 |
// RELIABILITY
Which is more reliable?
| GMC Acadia | Toyota 4Runner | |
|---|---|---|
| RepairPal score | 6 / 10 | 8 / 10winner |
| NHTSA complaints / 100k | 89.6 | 65.7winner |
| Years to avoid | 2014, 2017, 2019 | 2023, 2025 |
| Value retained · 3 yr | 71.6% | 93.3%winner |
| Value retained · 5 yr | 51.5% | 74.6%winner |
| Value retained · 7 yr | 38.2% | 64%winner |
// COMMON PROBLEMS
What breaks — and what it costs
| GMC Acadia | Toyota 4Runner | |
|---|---|---|
| Engine | 12.4% | 4.0%winner |
| Electrical | 13.2% | 6.4%winner |
| ADAS | 5.8% | 4.5%winner |
| Brakes | 3.4%winner | 8.7% |
| Suspension | —winner | 3.1% |
| Steering | 10.5% | 7.4%winner |
| Fuel system | 2.3%winner | 4.8% |
| Tires/Wheels | 1.5%winner | 2.9% |
| Glass/Windows | —winner | 2.4% |
| Airbags | 19.3%winner | 36.2% |
| Lighting | 3.6% | —winner |
| Seatbelt | 1.6% | —winner |
One major repair on either model can run $1,500–4,000. A warranty caps your exposure, especially on known problem years.
// INSURANCE
Which is cheaper to insure?
| GMC Acadia | Toyota 4Runner | |
|---|---|---|
| Avg annual premium | $2,242 | $2,045winner |
// FULL MODEL PAGES
// FAQ
Common questions
The Acadia costs $734/year to maintain — $161 above the three-row segment average of $573. Major repair probability of 19% is the highest in the three-row class. Reliability score of 6 is below the segment average of 7. Repair frequency of 37% is slightly below the class average of 40%. Above-average cost and the highest major-repair risk in the segment.
How we calculated this. Maintenance costs and reliability scores from RepairPal. Complaints and recalls from NHTSA. Fuel economy from the EPA. Insurance averages from CarEdge. Pricing from KBB. Depreciation from iSeeCars. Full methodology →