What is the best year for a Chevrolet Trax?

The weakest years by those same measures are 2024 and 2025 — worth closer inspection before buying, not an automatic pass. Verdict: no standout year — any of the stronger years is a reasonable buy.

How much does Chevrolet Trax insurance cost?

Full-coverage insurance for the Chevrolet Trax averages $2,013 a year, about $168 a month (industry average). That is more than the subcompact segment average of $1,995. Actual rates vary by trim, location, and driving record — compare quotes before buying.

Is the Chevrolet Trax or Honda HR-V cheaper to maintain?

Maintenance runs $488 a year on the Chevrolet Trax versus $301 on the Honda HR-V. Reliability scores are 8/10 and 10/10. Unscheduled repairs average 0.18 versus 0.1 times per year. Verdict: the Honda HR-V is the cheaper of the two to run.

Should I buy an extended warranty for a Chevrolet Trax?

The chance of a major repair in a given year is 12%, so roughly 88 in 100 owners will not face one — above the subcompact segment norm of 9%. Reliability sits at 8/10. Verdict: for most years, no — the odds do not justify the cost.

Is the Honda HR-V expensive to maintain?

The Honda HR-V averages $301 a year in maintenance. That is $165 below the subcompact segment average of $466. Owners bring it in for unscheduled repairs an average of 0.1 times per year, below the subcompact segment at 0.2. Its reliability score is 10/10. Verdict: cheaper than average to keep on the road.

What is the best year for a Honda HR-V?

The weakest years by those same measures are 2022 and 2023 — worth closer inspection before buying, not an automatic pass. Verdict: no standout year — any of the stronger years is a reasonable buy.

How much does Honda HR-V insurance cost?

Full-coverage insurance for the Honda HR-V averages $2,005 a year, about $167 a month (industry average). That is more than the subcompact segment average of $1,995. Actual rates vary by trim, location, and driving record — compare quotes before buying.

Is the Honda HR-V or Subaru Crosstrek cheaper to maintain?

Maintenance runs $301 a year on the Honda HR-V versus $492 on the Subaru Crosstrek. Reliability scores are 10/10 and 9.0/10. Unscheduled repairs average 0.1 versus 0.13 times per year. Verdict: the Honda HR-V is the cheaper of the two to run.

Should I buy an extended warranty for a Honda HR-V?

The chance of a major repair in a given year is 5%, so roughly 95 in 100 owners will not face one — below the subcompact segment norm of 9%. Reliability sits at 10/10. Verdict: for most years, no — the odds do not justify the cost.

Chevrolet Trax vs Honda HR-V

Two subcompact SUVs compared on the numbers that matter — maintenance cost, reliability, and insurance.

// VERDICT

Our verdict

Buy the Chevrolet Trax if its specific features or size suit your needs better.

Buy the Honda HR-V — lower 5-year cost and better reliability.

// COST HEAD TO HEAD

Maintenance and ownership cost

	Chevrolet Trax	Honda HR-V
Annual maintenance	$488	$301winner
5-year total cost	$2,440	$1,505winner
Reliability score	8 / 10	10 / 10winner
Major repair risk (5yr)	12%	5%winner
Cargo space	54.1 cu ft	55.1 cu ftwinner
Starting price (new)	$23,000winner	$28,600

// RELIABILITY

Which is more reliable?

	Chevrolet Trax	Honda HR-V
RepairPal score	8 / 10	10 / 10winner
NHTSA complaints / 100k	87.2winner	151.7
Strongest years	2022	2017, 2021
Weakest years	2021, 2024, 2025	2022, 2023
Value retained · 3 yr	78.8%	87.1%winner
Value retained · 5 yr	56.6%	71.3%winner
Value retained · 7 yr	44.6%	60.5%winner

// COMMON PROBLEMS

What breaks — and what it costs

	Chevrolet Trax	Honda HR-V
Engine	31.9%	12.4%winner
Electrical	13.9%	11.7%winner
ADAS	7.4%winner	8.6%
Brakes	6.5%	3.9%winner
Suspension	6.2%	—winner
Steering	5.8%winner	7.7%
Fuel system	—winner	6.3%
Tires/Wheels	2.9%	—winner
Glass/Windows	3.2%winner	23.4%
Airbags	6.4%	4.0%winner
Seatbelt	—winner	0.8%

One major repair on either model can run $1,500–4,000. A warranty caps your exposure, especially on known problem years.

// INSURANCE

Which is cheaper to insure?

	Chevrolet Trax	Honda HR-V
Avg annual premium	$2,013	$2,005winner

// FULL MODEL PAGES

GAS

Chevrolet Trax

$488/yr maint · 8 reliability

Full model page

GAS

Honda HR-V

$301/yr maint · 10 reliability

Full model page

// FAQ

Common questions

The Chevrolet Trax averages $488 a year in maintenance. That is $22 above the subcompact segment average of $466. Owners bring it in for unscheduled repairs an average of 0.18 times per year, below the subcompact segment at 0.2. Its reliability score is 8/10. Verdict: costlier than the segment, budget accordingly.

How we calculated this. Maintenance costs and reliability scores from RepairPal. Complaints and recalls from NHTSA. Fuel economy from the EPA. Insurance averages from CarEdge. Pricing from KBB. Depreciation from iSeeCars. Full methodology →