What is the best year for a Chevrolet Equinox?

The 2023 Equinox is one of the strongest used buys — it landed on the mature end of the third generation with a 10/10 NHTSA safety score, just 82 complaints, and only 5 severe issues on record. The 2021–2024 range is generally solid, with complaint counts dropping sharply from the turbulent 2014–2018 period. Avoid the early 2010–2013 model years if reliability is a priority.

How much does Chevrolet Equinox insurance cost?

The Equinox averages around $2,140/year to insure, or roughly $178/month. That's on the lower end for compact SUVs, partly because it doesn't carry the theft-risk premium of more desirable crossovers. Your actual rate will vary based on trim, model year, location, and driving history — but the Equinox tends to quote well for budget-conscious buyers.

Is the Chevrolet Equinox or Honda CR-V cheaper to maintain?

The CR-V is cheaper to maintain by about $130/year — $407 versus $537 for the Equinox. Over five years that's roughly $650 in savings, and the CR-V also carries a higher reliability score (9 vs 7) and a lower major repair probability (10% vs 18%). If long-term ownership cost is the deciding factor, the CR-V has a clear edge.

Should I buy an extended warranty for a Chevrolet Equinox?

It's worth considering. The Equinox's 18% major repair probability is well above the compact segment average of 11%, and its reliability score of 7 trails the class norm. If you're buying a used Equinox outside factory warranty coverage — especially a 2014–2018 model year — a powertrain warranty provides real protection against the repair exposure this model carries. For newer 2022+ models, self-insuring is more defensible.

Is the Toyota RAV4 expensive to maintain?

The RAV4 costs around $429/year to maintain — $92 below the compact segment average of $521. Repair frequency of 26% is also below the class average of 30%, meaning fewer unscheduled shop visits than most rivals. Combined with an 8/10 reliability score and 10% major repair probability, it's one of the most economical compact SUVs to own over time.

What is the best year for a Toyota RAV4?

The 2022 RAV4 is the standout used buy. It marks the first fully settled year of the fifth generation after a turbulent launch window — complaints dropped from 865 in 2019 to just 127 in 2022, with a 10/10 NHTSA safety score and only 13 severe issues. The 2022–2023 range is reliably strong. Be cautious with 2019–2021 models, which carried elevated complaint counts as Toyota worked through early fifth-gen issues.

How much does Toyota RAV4 insurance cost?

RAV4 insurance averages around $1,990/year, or about $166/month — nearly identical to the Honda CR-V and toward the lower end for compact SUVs. The RAV4's broad popularity means insurers price it competitively. Rates vary by trim, location, and driver history, but the RAV4 is consistently an affordable quote across most profiles.

Is the Toyota RAV4 or Honda CR-V cheaper to maintain?

The difference is minimal — the RAV4 averages $429/year versus $407/year for the CR-V, a gap of about $22 annually. Over five years that's roughly $110. Both are class leaders in maintenance cost. The CR-V scores slightly higher on reliability (9 vs. 8), but the RAV4's lower repair frequency (26% vs. 30%) means fewer unscheduled trips to the shop. Either is a sound long-term ownership choice.

Should I buy an extended warranty for a Toyota RAV4?

Probably not for most buyers. The RAV4's major repair probability of 10% sits just below the compact segment average, and its 8/10 reliability score reflects a vehicle that holds up well with normal maintenance. If you're purchasing a 2019–2021 model used — which carried above-average complaints during the fifth generation's early years — adding powertrain coverage is a reasonable precaution. For 2022 and newer, the reliability case for an extended warranty is weak.

Chevrolet Equinox vs Toyota RAV4

Two compact SUVs compared on the numbers that matter — maintenance cost, reliability, and insurance.

// VERDICT

Our verdict

Buy the Chevrolet Equinox if its specific features or size suit your needs better.

Buy the Toyota RAV4 — lower 5-year cost and better reliability.

// COST HEAD TO HEAD

Maintenance and ownership cost

	Chevrolet Equinox	Toyota RAV4
Annual maintenance	$537	$429winner
5-year total cost	$2,685	$2,145winner
Reliability score	7 / 10	8 / 10winner
Major repair risk (5yr)	18%	10%winner
Cargo space	63.5 cu ft	70.4 cu ftwinner
Starting price (new)	$31,000winner	$34,800
Best years to buy	2021, 2023, 2024	2018, 2021, 2022

// RELIABILITY

Which is more reliable?

	Chevrolet Equinox	Toyota RAV4
RepairPal score	7 / 10	8 / 10winner
NHTSA complaints / 100k	163.4	89winner
Years to avoid	2010, 2011, 2013	2012, 2013, 2014
Value retained · 3 yr	76.1%	94.5%winner
Value retained · 5 yr	54.3%	75%winner
Value retained · 7 yr	43.2%	62%winner

// COMMON PROBLEMS

What breaks — and what it costs

	Chevrolet Equinox	Toyota RAV4
Engine	40.0%	15.5%winner
Electrical	5.9%winner	12.7%
ADAS	5.2%winner	9.7%
Brakes	4.9%winner	5.8%
Suspension	—winner	2.9%
Steering	2.5%winner	3.9%
Fuel system	4.5%winner	7.9%
Tires/Wheels	1.7%winner	2.1%
Glass/Windows	16.7%	5.1%winner
Airbags	4.4%winner	7.8%
Seatbelt	0.6%	—winner

One major repair on either model can run $1,500–4,000. A warranty caps your exposure, especially on known problem years.

// INSURANCE

Which is cheaper to insure?

	Chevrolet Equinox	Toyota RAV4
Avg annual premium	$2,140	$1,990winner

// FULL MODEL PAGES

GAS

Chevrolet Equinox

$537/yr maint · 7 reliability

Full model page

GAS

Toyota RAV4

$429/yr maint · 8 reliability

Full model page

// FAQ

Common questions

The Equinox costs around $537/year to maintain — $16 above the compact segment average of $521. Repair frequency of 31% is essentially at the class average of 30%, but its 18% major repair probability runs well above the segment average of 11%, meaning there's a meaningfully higher chance of facing a costly unscheduled repair in any given year than with class leaders like the CR-V or RAV4.

How we calculated this. Maintenance costs and reliability scores from RepairPal. Complaints and recalls from NHTSA. Fuel economy from the EPA. Insurance averages from CarEdge. Pricing from KBB. Depreciation from iSeeCars. Full methodology →